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Auto & Home Insurance

Auto & Home Insurance

Protect your property and save money with exclusive North Island member discounts from top-rated carrier Liberty Mutual Group. The TruStageTM Auto & Home Insurance Program partners with Liberty Mutual, the nation's third largest property and casualty insurer in the U.S., to offer North Island members like you discounted rates on auto, home, renter's and condo insurances.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Discount pricing for credit union members.
  • Obtain a free, no-obligation quote.
Get a free online quote today...with no obligation!
Auto | Home | Renters | Condo | Call (800) 813-0827
Terms & Conditions
The TruStage Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Mechanical Breakdown Protection

Help ensure that your vehicle is protected and reduce the possibility of out-of-pocket expenses when your vehicle suffers unexpected repairs or breakdowns.
When you experience a mechanical failure, WE'VE GOT YOU COVERED! In addition to pricing that is a fraction of what others may charge, we offer a very comprehensive benefits package that is designed to ensure you the maximum amount of convenience and comfort in the event of a mechanical breakdown.
  • Nationwide Protection.
  • 24-Hour Roadside Assistance.
  • Rental Vehicle Assistance.
  • Tire Road Hazard Protection.
  • Trip Interruption.
  • Available on most new and pre-owned vehicles.
  • Low deductibles and nationwide protection.
  • One Deductible Per Visit.
  • No Limit on Claims.
  • Increased resale value: protection is transferable to new owner if you sell your vehicle.
You may be eligible to add Mechanical Breakdown Protection to your North Island auto loan today!
Simply call (800) 848-5654, option 5 or visit your local branch.

Guaranteed Asset Protection (GAP)

Reduce your out-of-pocket expense in the event your vehicle is stolen or damaged beyond repair.
GAP offers an additional measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss, and serves to protect your credit rating. GAP can be purchased at a low, one-time cost.
  • Competitively priced, must-have protection for members who finance their new or used auto, at only $395.
  • Protects your credit rating.
  • Mitigates out-of-pocket expenses for the remaining loan balance after loss settlement.*
  • The GAP Advantage (included at no additional charge) gives you further peace of mind. If the covered vehicle ever becomes "totaled", or is stolen and not recovered, GAP Advantage pays an additional $1,000 toward the purchase of your replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan balance, you also get a head start on financing a new or used replacement vehicle when you refinance at North Island!


  • When you drive your new car off the dealer's lot, it depreciates 10 - 15% of its value.
  • One vehicle is stolen in the U.S. every 27 seconds.
  • Every year a half million vehicles are totaled due to accident, fire, and theft.
Add GAP to your North Island auto loan AT ANY TIME!
Simply call (800) 848-5654, option 5 or visit your local branch.
Terms & Conditions
*Less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.
**Facts provided by the Highway Traffic Administration, National Insurance Theft Protection, and Auto Theft Information Authority