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  • Financing up to 100% of account balance with verified available funds
  • Ultra-low rates
  • A great way to build/reestablish credit or avoid early withdrawal penalties on certificates
  • Free account access via Online Banking and NiftiPhone®

Find a branch |  Call (800) 848-5654, option 4


Rates effective APR = Annual Percentage Rate

Loan Type Approximate Term1 APR1
Share-Secured Varies Share Savings rate + 3%
  Varies Share Savings rate + 5%
Certificate-Secured Varies Share Certificate rate + 3%
See Also
Other personal loan options include Island Lines of Credit and Signature Loans.

Terms & Conditions

1 APR subject to current Share Savings rate and available term.

Rates, terms and fees are subject to change. All loans are subject to credit approval. Fees and charges may apply.