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FixIt Loans

Need to do some home repairs? FixIt!
Never had a real honeymoon? FixIt!
Finally time to refurnish? FixIt!
If anything seems broken, just FixIt!


Introducing FixIt loans from The Island:

  • Fixed monthly payments for the life of the loan
  • Loans from $5,000 to $25,000
  • Terms from 36 months to 120 months
  • First payment deferred up to 45 days**
  • No collateral required
  • Free account access via Online Banking and NiftiPhone®

  |  Call (800) 848-5654, option 4 |  Find a branch


Rates effective APR = Annual Percentage Rate

Loan Type
Approximate Term
Preferred APR* Standard Plus APR* Standard APR* Custom APR*
FixIt Loan Varies 7.00% 9.00% 14.50% 17.50%

Terms & Conditions

 *APR is Annual Percentage Rate. A sample payment based on a 120-month, $25,000 loan: 119 monthly payments of $290.32 and a final payment of $291.01. Loans are for new purchases only and are subject to credit approval. Your overall credit worthiness will determine the rate, term, and amount available to you. **Some restrictions apply.