Everyone goes through challenging times. By working together, you may have options to avoid foreclosure.
The credit union has implemented a modification program for loans on our members' primary residences in an effort to keep qualified members in their homes.
In order to apply for a modification, we will need to obtain certain information from you regarding your household income and expenses including a letter detailing the nature of your financial hardship and a loan application.
You should also collect and be prepared to fax or mail the following items to the credit union:
Alternative Payment Options
Here are some of the possible solutions we offer:
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Toll free: (800) 586-6968
Hours (all times Pacific): Mon - Fri 8 am - 5 pm
The Island can be your starting point of credit counseling. The Department of Housing and Urban Development (or HUD) is a U.S. government agency that increases home ownership and supports home buyers. HUD offers free or low-cost counseling throughout the country. To find the nearest HUD-certified housing counseling agency in your area, call (800) 569-4287, TTY (800) 877-8339, or visit www.hud.gov.