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Home Loans

Purchase that dream home, refinance from other lenders to lower your payments, or draw cash out to use as you please.


Estimate what you can afford, plan your monthly payments, and compare 15-yr
and 30-yr loans.
  • Competitive rates and low closing costs
  • No application fees
  • No pre-payment penalties
  • Financing up to 95% of home value
  • Cash out up to 80% of home value
  • Consolidate first and second mortgages and Home Equity Lines of Credit
  • Offering fixed and adjustable rate mortgages (ARMs)
  • Portfolio Lender
  • Documentation will be required

      |     |   Call (619) 656-6580

This Fannie Mae program is designed for home buyers with little money down. Home buyers may qualify for a mortgage with lower mortgage insurance premiums than FHA.

  • 5% Down Payment / 95% Financing
  • Ideal for first-time home buyers
  • Financing up to 95% of home value
  • Purchase or Refinance
  • First Time Homebuyers - Makes it easier than ever to afford a home of your own
  • With reduced mortgage insurance premiums, you could afford a bigger mortgage
  • Restrictions and limitations apply. Contact us for complete information.

   |      |   Call (619) 656-6580

The "best rate" for each program is quoted below. The rate/points you qualify for may be higher based on potential adjustments due to your:

  • Loan amount
  • FICO score (Scores below 740 may have adjustments)
  • Loan-To-Value/Combined Loan-To-Value (LTV/CLTV)
  • Cash-out refinance
  • Property Type
  • Overall credit worthiness

   |      |   Call (619) 656-6580   

See Also