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  • Opening deposits as low as $2,500
  • Terms to 60 months
  • Penalty-free dividend withdrawals (unless otherwise disclosed)
  • Use as collateral for secured loans
  • We'll transfer your IRA certificate from another institution free of charge
  • Free view-only account access via Online Banking and NiftiPhone®

  |  Find a branch |  Call (800) 848-5654, option 5

Rates effective APY = Annual Percentage Yield

Investment Term Minimum Balance Dividend Rate APY
Share Certificate 12 months $2,500 0.10% 0.10%
Share Certificate 18 months $2,500 0.10% 0.10%
Share Certificate 24 months $2,500 0.10% 0.10%
Share Certificate 30 months $2,500 0.30% 0.30%
Share Certificate 36 months $2,500 0.75% 0.75%
Share Certificate 60 months $2,500 1.40% 1.41%
Mini-Jumbo Share 12 months $10,000 0.10% 0.10%
Mini-Jumbo Share 18 months $10,000 0.10% 0.10%
Mini-Jumbo Share 24 months $10,000 0.10% 0.10%
Mini-Jumbo Share 30 months $10,000 0.30% 0.30%
Mini-Jumbo Share 36 months $10,000 0.85% 0.85%
Mini-Jumbo Share 60 months $10,000 1.45% 1.46%
Jumbo Share 12 months $100,000 0.10% 0.10%
Jumbo Share 18 months $100,000 0.10% 0.10%
Jumbo Share 24 months $100,000 0.10% 0.10%
Jumbo Share 30 months $100,000 0.30% 0.30%
Jumbo Share 36 months $100,000 0.90% 0.90%
Jumbo Share 60 months $100,000 1.50% 1.51%
See Also
IRAs are another great option for long-term savings.
 
Learn about Island checking accounts. With one, you can view your checking and money market activity in a single statement.
 

Terms & Conditions

See Account Agreement & Disclosure for Truth-In-Savings disclosure and early withdrawal penalties that may apply to Share/IRA/Saver Certificates.
 

Programs (including but not limited to fees, rates, and features) are subject to change without notice. After account is opened, dividend rate and APY may change at North Island Credit Union's discretion. Fees may reduce earnings.