Which Savings Products Are Right For You?
Save for unplanned expenses and special purchases while earning dividends for balances over $100.1 Use also for overdraft protection on Island checking.
Earn better-than-savings dividends while retaining liquidity. Choose from our two types of money market accounts - Island and Premium.
Starting a savings plan couldn't be easier. Our 36-month Saver Certificate offers a lower minimum to open and better-than-savings dividends.
Are you saving for longer-term goals and don't need immediate access to your cash? Our share certificates offer competitive dividends with guaranteed returns based on tiered balances and terms.
|Minimum to open||Deposits and withdrawals allowed||Check access||Overdraft protection for checking|
|Money Market Accounts||Ranges from $2,500 to $25,000||Yes2||Depends on product1,3||Yes|
|Saver Certificates||Ranges from $25 to $500||Only during grace period||No||No|
|Share Certificates||Ranges from $2,500 to $100,000||Only during grace period||No||No|
Terms & Conditions
1 Dividends are only paid out for balances over $100
2 No more than six non-branch transfers, withdrawals, checks, or electronic debits per calendar month from your share savings or money market accounts. Refer to our Account Agreement & Disclosure for full details.
3 Premium Money Market Accounts come with check writing privileges (up to three cleared checks per month)