|Minimum Opening Deposit||$100||$25|
|Monthly Maintenance Fee||$2/month
Waived with eStatements1
|Paper Checks||At cost||1 box free at account opening,2 then at cost|
|Dividends||Yes, minimums apply3||No|
|Online Banking||Fee-free, optional||Fee-free, included|
|Online Bill Pay||Fee-free||Fee-free|
| Co-Op ATM Access
at over 30,000 nationwide4
|Direct Deposit of payroll and government checks||Yes||Yes|
Find a branch | Call (800) 848-5654, option 5
Terms & Conditions
1 $2 monthly fee also is waived with direct deposit ($400+/mo. minimum into checking that receives the direct deposit), OR if under age 18.
2 Applies to initial order of Island Paradise checks at account opening. Other designs and subsequent orders available at cost.
3 Effective , balances over $10,000 earn a
dividend rate of .05% (Annual Percentage Yield: .05%).
4 All ATMs in the Co-Op Network are fee-free
to Island members. Co-Op is a nationwide network of over 28,000 ATMs owned
by credit unions, including The Island, as well as participating 7-Eleven®
Programs (including but not limited to fees, rates, and features) are subject to change without notice. After account is opened, dividend rate and APY may change at North Island Credit Union's discretion. Fees may reduce earnings.