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Home Loans FAQs

 

What documents will I need to provide?

  • Borrower's Authorization Form Requires Adobe Acrobat Reader
  • IRS Form 4506-T: "Request for Transcript of Tax Return" Requires Adobe Acrobat Reader
  • Last two pay stubs for verification of income
  • Copies of the last two years W2's
  • Federal tax returns from the last two years with all schedules and attachments
  • Schedule of Real Estate Owned— with current rents, values and mortgages (if applicable)
  • Complete bank statements for the last two months
  • Current IRA or 401(k) Statements
  • Copy of your last mortgage statement(s)
  • Copy of Note or Loan Agreement on current Home Equity Line of Credit or Second Mortgage if you are subordinating the loan
  • Copy of Hazard Insurance Declaration Page
  • Accepted Offer to Purchase (if purchase loan)
  • Realtor contact information (if purchase loan)
  • Name and phone number of HOA company (if property is a condominium)