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All San Diegans and their families can join The Island, including San Diego-based military members and their families, as well as all civil service employees and their families. Businesses headquartered in San Diego County can also become member businesses.



Manage your daily finances with an Island checking account loaded with amazing features! Compare the benefits and services to choose the best account for you.

Savings & Certificates

Get the most out of your money with the savings solution that's right for you.


Auto Loans

Take advantage of our competitive rates and flexible terms on new and pre-owned models.





Save for specific retirement goals and enjoy potential tax benefits.



Health Savings Accounts

Pay for current health expenses and save for future medical and retiree health expenses on a tax-free basis.


Island Rewards MasterCard

The Island's own credit card with generous rewards and cash-back features.



Home Loans

Purchase that dream home or refinance from other lenders to lower your payments.

Personal Loans

For your all-purpose needs, consider one of our all-purpose loans.


Home Equity Line of Credit

Put your greatest asset to work for you by borrowing from the equity in your home.





Reach your financial goals with the help of our experienced financial advisors and investment service.



Insurance Products

Protect yourself, your family, and your property. Save on a variety of insurance and protection programs.


Business Accounts & Loans

We offer several products and services designed to meet the unique needs of your business.



Terms & Conditions

1 Please consult a tax advisor.