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Which Business Checking Account Is Right For You?

Basic Business Checking
A great option for businesses with low-to-moderate activity.

Classic Business Checking
Ideal for businesses with more active checking needs.

Analyzed Business Checking
Designed for businesses with heavy transaction activity, or those using a broad range of Island services.

Business Remote Deposit Checking
A great option for businesses with low check deposit volume.*

Business Remote Deposit Checking
Free Online Banking with Bill Pay Yes Yes Yes Yes
Minimum to open $200 $200 $200 $200
No monthly fee for average daily balances as low as $2,500 $5,000 n/a1 $50,000
Monthly maintenance fee
(if average daily balance requirement not met)
$7 $12 $181 $35
Potential earnings credit No No Yes No
Potential dividends No No Yes2 No
Paid items processed free/month 75 200 n/a 200
Each additional paid item $0.25 $0.25 n/a $0.25
Deposit tickets processed free/month 10 20 n/a 20
Each additional deposit ticket $1 $1 n/a $1

Terms & Conditions

*Remote deposit checking requires remote deposit service, which is subject to underwriting and risk assessment.

1 Analyzed Business Checking balances earn credits that can partially or completely offset account transaction and service charges.

2 Adding sweep accounts earn you dividends on funds not in use.

Based on the level of activity on your account, we reserve the right to convert your account to another type of checking. We will give you 30 days notice if we elect to convert your account.