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Business Checking

To meet the unique needs of your business, we offer four business checking account options: Basic, Classic, Analyzed, and Remote Deposit Checking.

Business Savings & Certificates

In addition to lower balance requirements and higher-than-bank dividends, our savings products provide protection for occasional overdrafts.1

Account Extras

Get the most out of your Island experience with Business NiftiCard®, Overdraft Protection, Account Alerts, and more.



Sweep Accounts

Put your excess cash to work earning interest while avoiding overdraft charges


Zero Balance Accounts

Maximize your use of funds and increase your account control.

Specialized Accounts

We strive to accommodate the unique needs our member businesses with products such as Contractor's Retention Accounts and Third Party Pledges.


NCUA Insurance

Your money is safe with us. All deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA).


Terms & Conditions

1 No more than six non-branch transfers, withdrawals, checks, or electronic debits per calendar month from your share savings or money market accounts. Refer to our Account Agreement & Disclosure for full details.

Programs (including but not limited to fees, rates, and features) are subject to change without notice. After account is opened, dividend rate and APY may change at North Island Credit Union's discretion. Fees may reduce earnings.