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Why Choose Us for Business Banking

We know you have many choices when it comes to financial institutions. Here are the top 5 reasons why The Island is right for your business.
See also: Why Choose Us for Personal Banking

  1. A complete line of products and services
    The Island is the one stop shop for all your business' financial needs. Checking and savings accounts, sweep accounts, lines of credit, commercial loans, merchant card processing, payroll...you name it, we offer it.
  2. You own the bank
    As a not-for-profit financial cooperative, we are owned by our members. Unlike a bank, all earnings are returned to our members - not shareholders  - in the form of lower loan rates, higher interest rates on deposits, and lower loan rates and fees. See also: More differences between credit unions and banks
  3. Local decision makers
    Our business bankers have lived and worked in San Diego for decades, and have first-hand knowledge of the industry and local economy. All of our business accounts are personally managed by a business banking officer or a local branch manager - a real person you can contact directly to discuss your financial needs.
  4. Strong, stable, and locally owned
    With $1.1 billion in assets, over 83,000 members, and 70 years of service to the local community - 10 years serving businesses - The Island is financially strong and will not be acquired in a bank merger. We have the flexibility to tailor a package to fit your unique needs.
  5. Convenient access
    All businesses headquartered in San Diego County can bank at The Island. With 10 branch locations, a network of over 30,000 surcharge-free ATMs, state-of-the-art Online Banking/Cash Management, experienced contact center representatives, and 24/7 automated telephone banking, The Island is never further than a call, click, or short drive away.

Open an account today:  Find a branch |  Call (800) 293-6494