North Island branches and Contact Center will be closed Monday, October 12, in observance of Columbus Day.
Digital Banking, ATMs, and the Automated Telephone Attendant will continue to be available as usual.

Sign On to Digital Banking

  Forgot your username
or password?

NCUA Insurance

Your money is safe with us. All share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). IRAs are insured separately up to $250,000.


Credit Union Safety and Soundness 

The recent economic events find consumers increasingly more concerned about the safety and soundness of their financial institution. Your concerns are fueled daily by media reports that raise alarm. You should be assured that the credit unions nationally, and North Island Credit Union specifically, are safe and strong.
North Island Credit Union has a legacy of stability for over 70 years in the San Diego marketplace. We have the reserves to weather this current economic environment. 

Independent Performance Reviews 

We have multiple layers of independent performance review: we are examined by the National Credit Union Administration as overseers of the federal insurance fund, we are also examined by the California Department of Financial Institutions since we are state-chartered, and we annually engage an outside CPA firm to assess accounting practices and report to the volunteer Supervisory Committee as representatives for the membership. 

National Credit Union Share Insurance Fund 

The NCUA is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. The NCUA covers credit unions just as the FDIC covers banks. Taxpayer dollars have never been used to bail out a credit union.

For More Information 

These helpful resources contain additional details on your share insurance coverage and the stability of the National Credit Union system: 

NCUA Share Insurance Estimator

"Your Insured Funds" 

"How Your Funds Are Insured"