Our branches and contact center will be closed on Saturday, July 4, in observance of Independence Day.
Digital Banking, ATMs, and AutomatedTelephone Banking will be available as usual.
- As low as 0% Intro APR* for 6 billing cycles on all purchases and balance transfers
- No annual fee
- 2,500 bonus rewards points for your 1st balance transfer of $500+.
- 1,000 bonus rewards points for your 1st purchase.
- 2% Balance transfer fee
- Over 6 million reward options to choose from, including electronics, travel, concerts, home furnishings, and more.
- Unlike other cards, pay no additional fees to redeem rewards points.
- No blackout dates or restrictions on airline ticket points redemption.
- Purchase additional points needed to complete redemption for a specific item.
- Over 10,000 rewards available for 1,000 points or less.
- New items added daily.
- Browse the rewards catalog or view the complete Rewards Card Program Description
- Apply Now
- Manage Your Card - Real-time, online, at myisland.mycardinfo.com
- Travel Assistance - for emergencies while traveling like medical or emergency cash.
- Master Road Assistance - roadside assistance while traveling in any of the 50 states.
- MasterCard Global Assistance - provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
- Extended Warranty - may double the manufacturer original warranty.
- Purchase Assistance - for items purchased with your Island Rewards MasterCard that are stolen or damaged within 90 days of purchase.
- Satisfaction Guarantee Coverage - for items purchased with your Island Rewards MasterCard, for yourself or to give as a gift, if the merchant refuses to take the item back within 60 days card absolutely free.
Register your card with MasterCard SecureCode for additional security on your credit.