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Lines of Credit

Revolving credit lines from $1,000 to $50,000.

 
 

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Rates effective February 12, 2010 APR = Annual Percentage Rate

Loan Type Approximate Term Custom APR Standard APR Preferred APR
Island Line of Credit 1 Revolving n/a 17.50% 14.50%
Prime Plus Line of Credit 2 Revolving (variable) n/a 11.25% 9.25%
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Having financial difficulty? We want to help. Call us toll free at (800) 848-5654, option 5.

 

Terms & Conditions

Refer to our Island 1 Plan Loan Agreement and Disclosure Booklet for full details.
 

1 Island Line of Credit: Minimum monthly payment will be the greater of 2.5% of outstanding balance at close of business day on statement cycle date, or $25. Minimum payment will be adjusted at each billing or on periodic review by Board of Directors. Payments are due the 15th of each month. Island Line of Credit Annual Fee: $10 (waived for members with BenefitsPLUS)
 

2 Prime Plus Line of Credit: APR will vary with market based upon the WSJ Prime Rate.
 

Rates, terms, and fees are subject to change. All loans are subject to credit approval. Your overall credit worthiness will determine the interest rate available to you (Preferred or Standard). Fees and charges may apply.