Long term care insurance is designed to offset the high costs associated with care provided outside the hospital, and usually not covered by ordinary health insurance policies and Medicare, such as:

• In-home health care (nursing and homemaker services)
• Adult day care
• Residential day care
• Skilled nursing facilities
• Hospice care

Our partner, Capstone Financial Insurance Services, LLC, offers complete solutions to help you plan for your future. Contact Capstone Financial Insurance Services, LLC today at (800) 850-6419, or visit http://aboutltci.com for more information.

Or, An Island Financial Advisor can help develop a plan customized to your needs by meeting with you at your local Island branch. Talk to a Financial Advisor today.