Group Term Life

• Choose your benefit amount of $50,000, $100,000, or $150,000
• Available to members and spouses ages 18-64
• Minimal qualifications make it easy to obtain coverage
• $10,000 of dependent coverage
• Monthly premiums can be deducted automatically from your Island checking or savings account
• Offered through Monumental Life Insurance Company, a trusted Island partner
  

Guaranteed Issue Group Term Life
If your desired benefit level is minimal and you need guaranteed acceptance regardless of medical conditions then this solution is for you.

• Available to members ages 45-75
• Select a benefit level up to $25,000
• Your rate is guaranteed and will never increase
  

50-Plus Term Life

• Available to members age 50-74 who want to make sure money would be available to help family members pay off loan balances left behind, final medical bills, funeral costs, and other end-of-life expenses, or help protect a spouse's lifestyle.
• Coverage amounts available as low to $5,000 and up to $100,000 with economical premiums
• Easy to obtain-- just answer a few medical questions; typically no medical or physical exam required
• Renewable to age 95
• Monthly premiums can be deducted automatically from your Island checking or savings account
• Underwritten by The United States Life Insurance Company in the City of New York (NAIC)