Savings & Certificates
To meet your specific savings needs, we offer a full range of products that vary in dividend rates, ease of access, and balance levels.
Which Savings Product Is Right For You?
Save for unplanned expenses and special purchases while earning dividends for balances over $1001. Use also for overdraft protection on Island Checking.
Earn better-than-savings dividends while retaining liquidity. Choose from our two types of money market accounts - Island Investor and Premium.
Are you saving for long-term goals and don't need immediate access to your cash? Our wide selection of share certificates provides our highest yields with guaranteed returns based on tiered balances and terms.
Giving wedding cash is a breeze with this unique, interest-bearing savings account for couples about to be married.
| Share Savings | Money Market Accounts | Share Certificates | MatriMoneySM | |
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| Minimum to open | $52 | Ranges from $2,500 to $25,000 | Ranges from $500 to $100,000 | $200 |
| Deposits and withdrawals allowed | Yes1 | Yes1 | Only during grace period | Yes1 |
| Check access | No | Depends on product1,3 | No | No |
| Overdraft protection for checking | Yes | Yes | No | No |
Terms & Conditions
1 Dividends are only paid out for balances over $100
2 No more than six non-branch transfers, withdrawals, or electronic debits per calendar month from your share savings or money market accounts, of which no more than three can be by check. Refer to our Deposit Account Agreement & Disclosure for full details.
3 Premium Money Market Accounts come with check writing privileges (up to three cleared checks per month)
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This credit union is federally insured by the National Credit Union Administration.
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