> Online Banking Sign-on
 
 
 
Home > Member Service > FAQs > About The Island
 

About The Island

 
 
 

What is the routing number for the Island?

North Island's routing number is 322281468. When you're signing up with a third party for payments to be automatically deducted from your checking account, they will need both North Island's routing number and the checking account number from the bottom of one of your checks.

to top 

Who can join the Island?

There are two kinds of membership - individual and business. Anyone living or working in San Diego County - and their family members - are eligible for individual membership. Businesses that are headquartered in San Diego county can become member businesses.
 
See also: Open an Account, Apply for a Loan

to top 

Does it cost anything to join?

Yes. A one-time fee of $5 and any account relationship grants you a lifetime membership with North Island Credit Union.

to top 

What is the difference between a credit union and a bank?

Banks are profit-oriented institutions that return earnings to stockholders in the form of dividends. Customers have no ownership in the bank. In contrast, credit unions are not-for-profit organizations that return earnings to members in the form of lower loan rates, higher interest rates on deposits, and lower fees. Every member of a credit union has a share in ownership.
 
See also: The Island Difference, Credit Unions vs. Banks

to top 

Where are The Island's headquarters?

5898 Copley Drive
San Diego, CA 92111
phone: (619) 656-6525
fax: (619) 656-4050

to top 

How large is The Island?

We serve 105,000 personal and business members, with 16 branch locations, and total assets of $1.7 billion.
 
See also: Fact Sheet

to top 

How long has The Island been in business?

The Island is proud to have served the San Diego community for over 65 years since our founding on July 25, 1940.
 
See also: Our History

to top