Rates effective November 13, 2009  (rates subject to change).
Term	Yield to Surrender
2 year	n/a
3 year	1.50% - 2.10%
4 year	2.15% - 2.425%
5 year	3.00% - 3.52%
6 year	3.15% - 3.50%
7 year	3.75% - 3.95%