Government-Guaranteed Loans

Looking to grow your small business and finding it difficult to qualify for conventional financing? Solutions include SBA 7(a) term loans and Cal Southern SBDC term loans and lines of credit.

 
 
 

U.S. Small Business Administration (SBA) Loan Programs

North Island Credit Union has been designated as a SBA Preferred Lender, enabling us to quickly decision and fund SBA loans.

SBA 7(a) Loans

Borrow funds for nearly any business purpose - acquiring a business, expanding/renovating facilities, purchasing equipment, or increasing working capital.

SBA Express Loans

Use for working capital, inventory, and equipment financing and enjoy fast approvals with less paperwork.

SBA Community Express Loans

Designed for small businesses in disadvantaged communities and those owned by women, minorities, and veterans. This program also includes technical and management assistance.

SBA Patriot Express Loans

A new loan program for veterans, members of the military eligible for the Transition Assistance Program, and their spouses who want to establish or expand small businesses.

SBA 504 Loans

Provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as buildings and equipment.

State Guaranteed Loan Programs

Cal Southern SBDC Loans

The California Southern Small Business Development Corporation (SBDC) guaranteed loan program is designed to assist local companies.

 

Terms & Conditions

Programs (including but not limited to fees, rates, and features) are subject to change without notice.