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Which Business Checking Account Is Right For You?
 

Basic Business Checking
A great option for businesses with low-to-moderate activity.
 

Classic Business Checking
Ideal for businesses with more active checking needs.
 

Analyzed Business Checking
Designed for businesses with heavy transaction activity, or those using a broad range of Island services.

 
  Basic
Business
Checking
Classic
Business
Checking
Analyzed
Business
Checking
Free Online Banking with Bill Pay Yes Yes Yes
Minimum to open $200 $200 $200
No monthly fee for average daily balances as low as $2,500 $5,000 n/a1
Monthly maintenance fee $7 $12 $181
Potential earnings credit No No Yes
Potential dividends No No Yes2
Paid items processed free/month 75 200 n/a
Each additional paid item $0.25 $0.25 n/a
Deposit tickets processed free/month 10 20 n/a
Each additional deposit ticket $1 $1 n/a
 

Terms & Conditions

1 Analyzed Business Checking balances earn credits that can partially or completely offset account transaction and service charges.
 

2 Adding sweep accounts earn you dividends on funds not in use.
 

Based on the level of activity on your account, we reserve the right to convert your account to another type of checking. We will give you 30 days notice if we elect to convert your account.