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Miscellaneous Business Banking Fees

Effective 09/01/2009

 

Category / Description
Amount
Checks/Electronic Debits All fees per each, unless otherwise stated
Cashier's check $2
Check paid by North Island CU $26
Non-sufficient funds (NSF) $26
Uncollected funds $26
Check printing As quoted
Temporary checks (per sheet of 3; first 9 free) $1
Collection item (incoming/outgoing)
Documentary 		Cost + $10
Cost + $50
Gift check $2.50
Money order $2
Returned item $15
Stop payment
If 3 or more consecutive checks		 $20
$45
Checking/Savings Account Closure
Within 90 days of account opening $10
Excess Activity
Applies to money market/savings accounts having more than six non-branch withdrawals per month) $10
Merchant Credit Card Processing As quoted
MyIsland Banking (online banking) Fee-Free
Online bill payment:
Paper copy of bill payment
Rejected bill payment		 Fee‐free
$5
$20
NiftiCard® VISA® Check Card (for single owner businesses)
NiftiCard use (no PIN required) Fee-free
PIN-based ATM transactions & transfers
All Island & CO-OP Network ATMs
Other ATMs 		 
Fee-free
Surcharge may apply
Non-Network fees (applies to transactions made from ATMs outside of The Island or CO-OP ATM network; additional surcharges may apply)
Per withdrawal or transfer
Per inquiry 		 
 
$1
$0.50
Replacement NiftiCard (excludes original or damaged card) $5
NiftiPhone® Telephone Teller Fee-free
Notary Service (per non-North Island CU document with one or more signatures) $10
($50 max.)
Overdraft Protection (transfer to checking) $5/ea.
Payroll Processing As quoted
Photocopy of a check, statement or voucher $2
Monthly activity printout (1st page free) $2
Remote Deposit $35/mo.
Research (per hour) $20
Returned Statement (invalid address) $5
Wire Transfer
Incoming $10
Outgoing ($50 minimum transfer) $25
International $35
Other
Out of compliance $100/mo.*