1. A complete line of products and services
   The Island is the one stop shop for all your business' financial needs. Checking and savings accounts, sweep accounts, lines of credit, commercial loans, merchant card processing, payroll...you name it, we offer it.
2. You own the bank
   As a not-for-profit financial cooperative, we are owned by our members. Unlike a bank, all earnings are returned to our members - not shareholders  - in the form of lower loan rates, higher interest rates on deposits, and lower loan rates and fees. See also: More differences between credit unions and banks
3. Local decision makers
   Our business bankers have lived and worked in San Diego for decades, and have first-hand knowledge of the industry and local economy. All of our business accounts are personally managed by a business banking officer or a local branch manager - a real person you can contact directly to discuss your financial needs.
4. Strong, stable, and locally owned
   With $1.1 billion in assets, 94,515 members, and almost 70 years of service to the local community - 10 years serving businesses - The Island is financially strong and will not be acquired in a bank merger. We have the flexibility to tailor a package to fit your unique needs.
5. Convenient access
   All businesses headquartered in San Diego County can bank at The Island. With 13 branch locations, a network of over 28,000 surcharge-free ATMs, state-of-the-art Online Banking/Cash Management, experienced contact center representatives, and 24/7 automated telephone banking, The Island is never further than a call, click, or short drive away.

Open an account today:  Find a branch |  Call (800) 293-6494