- Open-end lines of credit
- No collateral necessary
- Credit lines from $1,000 to $50,000
- Competitive rates
- Access 24 hours a day through NiftiPhone and myislandbanking.com
- Use your line of credit for overdraft protection
- No collateral necessary
- Loans from $500 to $5,000
- Competitive fixed rates
Share- and Certificate-Secured Loans
- All-purpose loans
- Loans up to 100% of your share savings or certificate account balance
- Your savings account or share certificate is used as collateral, while continuing to earn dividends
- Terms up to 60 months
- Ultra-low fixed rates
- Can be used to avoid early withdrawal penalties on certificates, and to build, or re-establish, credit
APPLY NOW - Call 800/848-5654
Applied Online?
Check your loan application here.