Refer a Friend and Get $50!
Put some "Island Green" in your wallet! We'll give you a FREE $50 Island Green gift card — good wherever Visa® is accepted — when you refer a new Island member.
- You refer a friend or family member (must be 17+) who becomes a new Island member, and opens Island Checking plus one other account, OR one Business Checking Account
- He or she mentions your name when signing up
- You receive a FREE $50 Island Green Gift Card in the mail after the new member opens his or her account(s)
Anyone living or working in San Diego, Riverside, and Orange counties can become an Island member. So, refer a friend today!
The new member must be the primary account owner on the new accounts, and the referring member may not be joint on the new accounts.
General Information
Membership in North Island Credit Union—The Island—is for life! All it takes is a one-time $5 membership fee and any account relationship.
- All who reside or work in the counties of San Diego, Riverside or Orange are eligible.
- Once you're a member, your family automatically qualifies for membership!
Membership Benefits
As an Island member, you have access to many benefits, including:
- myislandbanking.com - Internet banking and bill payment service
- NiftiPhone - Free 24 hour telephone banking
- Share Accounts - choose from over 40 savings plans
- Island Checking - free of monthly charges, per-check charges and higher balances earn dividends
- NiftiCard - our Visa Check (debit) Card
- Visa Credit Cards
- Loans - Auto, Mortgage, Equity, Personal and more
- Commercial Property Loans
- Fee-free ATMs
- North Island financing at local auto dealerships
- Costco Wholesale eligibility
- Membership eligibility and benefits for your family members
Membership Application Form
If you would like to join the credit union, you can request a membership application packet online by completing our North Island Credit Union Membership Application (requires the free Adobe Acrobat Reader).