Island life is a breeze, especially when it comes to affording a home, a car, or a lifestyle. At The Island, we make loans easy—easy to apply for, easy to repay, and easy to live with.
Whether you're buying something or refinancing a loan from another lender, you can apply right now with these online applications:
Island financing is also available at local auto dealerships, by phone, and at Island branches.
Protect your family in case something serious prevents you from repaying your loan. Consider debt protection for life, disability, and involuntary unemployment when you apply for a loan.
- Financing for both new and used cars
- No-down-payment options available
- Low fixed-rates, with terms up to 72 months*
- Defer your first payment for up to 90 days!**
* Some restrictions apply.
** Interest will continue to accrue.
Free up cash for home improvements, education, debt consolidation, and more.
- First mortgage loans
- Home Equity Lines of Credit
More information on HELOCs - Reverse mortgages
More information on first mortgage loans is available at the Mortgage Loan Center section of our website, by phone (619/656-6580) and e-mail (homeloans@myisland.com).
Your most valuable asset is your home. Protect it with homeowners insurance through The Island.
For all-purpose needs, consider one of our all-purpose loans.
- Island Lines of Credit from $1,000 to $50,000
- Signature Loans from $500 to $5,000
- Share- and Certificate-Secured Loans earn dividends, build credit, and have ultra-low rates
The Island offers a selection of Visa® credit cards, featuring:
- Rewards bonuses
- Both mailed and online statements
- Online account management
- Personalized college financing plan
- Analyze college awards and Scholarships
- Simplify financing decisions
Automatic Payments
No stamps, no lost mail, no late payments—no hassle. With automatic payments, your loan payments are automatically withdrawn, on their due dates, from your checking or savings account. Just call or
Use Credit Wisely
Applied Online?
Check your loan application here.