FINANCIAL ISLANDSM
There are the day-to-day needs. And then there are the dreams we save for: a home, a car, an education, the vacation of a lifetime, a secure retirement. For your needs both long term, or short, we can be your Financial Island.
Your money is safe at The Island. Checking, savings, money market, and certificate accounts at The Island are federally insured to $100,000 by the National Credit Union Administration (NCUA).
- IRA accounts are insured separately to $250,000 by the NCUA.
Just say "No" to monthly fees and balance requirements.
Just say "Yes" to thousands of free ATMs nationwide.
- NO monthly balance requirements;
NO monthly maintenance fee - Free, unlimited, Internet bill payment with Direct Deposit
- Free access at thousands of ATMs
- Free Internet banking
- Review statements online, and view front and back images of your checks
- Free NiftiCard® ATM/Visa® check card
- Free automated telephone banking
- Direct deposit, overdraft protection, unlimited check writing, and more . . .
- Dividends too!
- Higher-than-bank savings rates
- Round-the-clock access by NiftiPhone and myislandbanking.com
A special interest-bearing savings account for engaged couples that wedding guests, friends, and family can contribute to.
- Island Money Market accounts earn higher dividends than regular savings and provide complete liquidity
- Premium Money Market Accounts earn our highest money market dividends, and are insured up to $100,000
- Our highest dividend rates
- Minimum deposits as low as $500
- Terms from 90 days to 60 months
We'll handle transferring your certificate or IRA from another institution free of charge.
- No set-up or annual fees
- Traditional and Roth IRA options
- As little as $2,000 can open an IRA Certificate
- As little as $50 can open a Daily IRA
- Island IRAs are insured up to $250,000
Interested in mutual and annuity IRAs?
Click here.
The Island offers a Health Savings Account and a Health Savings Certificate for your Health Savings Plan.
Trust
Any personal deposit account may be set up as a Trust -- just let us know that's your preference when opening the account.
