Island deposit accounts offer lower balance requirements and higher dividend rates than most other financial institutions.
Business Savings
Low minimums and unlimited access.
- No monthly fee for average daily balances as low as $200
- Higher-than-bank dividends
Business Money Market
Tiered Money Market accounts offer significantly higher rates while preserving liquidity.
- No monthly fee for average daily balances as low as $2,500
- Higher dividends for higher balances
- Limited check writing
Business Certificates
Lock in higher rates for longer terms.
- 3-month to 5-year terms
- Minimum investment is only $2,500
Overdraft Protection
Use Business savings and money market accounts as protection for occasional checking overdrafts. On an ongoing basis, a line of credit is the ideal tool to both cover overdrafts and handle unexpected expenses.