My Island Services - North Island Credit Union

All business owners, executives and employees,
have personal lives, too. When it comes to personal
finances, make The Island your choice.

We provide the tools to turn your dreams into a home, a car, an education, retirement—whatever you wish.

Free Island Checking—no minimum balance requirements, no monthly fee, free access to thousands of ATMs nationwide, and dividends, too (on balances of $10,000 or more)
Savings Accounts—enjoy higher dividend rates than those offered by most banks
Money Market Accounts—competitively high dividends, along with liquidity, let you earn higher rates for higher balances
Certificates and IRAs—our highest dividend rates, with a wide range of deposit and term options

Island Checking includes free access to over
400 local ATMs, and over 19,000 nationwide.

We make loans easy: easy to apply for, easy to repay, and easy to live with.

Auto Loans—apply online 24 hours a day, by phone, at branches, or at hundreds of local dealerships
Island Lines of Credit—access around the clock by phone, at ATMs, and online
Signature Loans—no-collateral loans, from $500 to $5,000
Secured Loans—build credit using share- and certificate-secured loans
Visa^® Credit Cards—competitive rates, online access, and no annual fee
Home Loans—first and second mortgages, home improvement loans, and equity lines of credit

At The Island, there are many ways to access your funds:

Direct Deposit—safe, secure, and immediate access to payroll and government checks
NiftiCard^SM—the Island's free Visa^® check card and ATM card
myislandbanking.com—the personal version of our free online banking service
NiftiPhone^SM—do your personal banking by phone, 24 hours a day, with our free automated telephone teller
Contact Center—call toll-free to speak to a member service representative

Through LPL Financial, we make available investment and insurance services to fit your individual needs.

Home page for those interested in personal account services.