Member businesses at The Island can choose from a
full range of loans and lines of credit.

Lines of Credit

Cover seasonal income fluctuations, take advantage of discount purchasing, and handle unexpected expenses.

• Both secured and unsecured options are offered
• Ideal for recurring overdraft or cash flow needs

Vehicle Loans

• Purchase one or a fleet of business vehicles
• Choose from a variety of low rates and flexible terms

Term Loans

• Take advantage of low-rate loans
• Use to expand your business, or to buy or refinance equipment

Additional Options

• Business credit cards
• Equipment leasing
• Letters of credit
• California Southern Small Business Development Corporation guaranteed loan programs
• SBA 7A loans

Direct Commercial Real Estate Loans

Whether for your own business, or for investment, The Island is your direct source for long-term, permanent commercial real estate loans.

• Financing is available for commercial/industrial sites, office buildings, multi-family units and retail establishments
• Loans from $500,000 to $20 million
• SBA 504 loans

Check The Island's latest commercial real estate loan rates.

Home-Town Service
Having lived and worked in San Diego for decades, Island business representatives are decision makers with first-hand knowledge of the local economy. They take a hands-on interest in you and your company, and can tailor a package to fit your business needs.